Top Opay USSD Code For Transfer, Data & Airtime

In this article we will be showing you everything you need to know Opay USSD code.

With the Opay USSD code you can perform banking transactions at the comfort of your home.

As we all know Opay is happens to be one of the leading Fintech platforms in Africa. Opay helps you to perform financial transactions such as Airtime purchase, funds transfer, utility bills payment and much more.

Opay also offers offline banking services such as the USSD code which brings all their special features to users who don’t really have a smart phone.

Opay as an app has a record of 10 million downloads which makes it among the most downloaded FinTech apps in Africa.

Features of Opay USSD Code

Below are some features that Opay USSD code provides for its users;

1. Money Transfer

With Opay you can transfer money to your business partners, friends and loved ones.

2. Quick Loan

with Okash you can have access to quick loan services that can help you solve some financial needs on time.

3. Airtime Purchase

You can purchase airtime for yourself and loved ones no matter the network.

4. Subcribe Your TV

You can also uuse Opay to pay for your TV subscription be it e DSTV, GOTV, and StarTimes.

5. Buy Data Plan

With Opay you can purchase a data plan for your Mobile Number, be it MTN, Glo, Airtel, and 9Mobile.

6. Pay Your Electricity Bill

You can also make use of Opay to pay your Electricity bill be it Prepaid or Post paid.

7. Fund Your Betting Account

With the Opay USSD code you can fund your betting account be it Bet9ja, NairaBet, Cloudbet, and much more.


Read Also: Opay Login With Phone Number & Email – Step by Step Guide


List of all Opay USSD codes

The official Opay USSD code is *955#

Below are the list of all Opay USSD codes that helps you perform all your transactions at the comfort of your home.

Service USSD
Transfer to Bank Account 955*2*amount*10-digit account no#
Transfer to OPay Account 955*1*amount*10-digit account no#
Airtime for Self *955*3*amount#
Airtime for Others *955*3*amount*mobile no#
Data *955*4*mobile no#
Betting *955*5#
Electricity *955*6#
Check Balance *955*0#
Get OTP *955*010#
Card Activation *955*03121#


How To Send Money with Opay USSD Code

To transfer funds using the Opay code follow the steps below

  • With your Opay registered phone number dial *955#
  • Select option 1
  • Enter the account number or phone number you want to send the money to.
  • Then enter the amount you want to send
  • Enter your Opay security PIN
  • An OTP will be sent to you to authenticate the transaction.

How to Purchase Airtime Using Opay Ussd Code

To buy airtime simply do the following;

  • On your Opay registered number dial *955#
  • Then select airtime purchase
  • Enter the receiver’s phone number
  • Input the amount of airtime you want to purchase.
  • Enter your OTP to authenticate transaction.

How To Fund your Betting Account Using Opay

To fund your betting account, simply do the following;

  • On your mobile device using the Phone number registered on your Opay dial *955#
  • Select option 4
  • Enter the betting company name
  • Enter the amount you wish to fund
  • Enter your OTP to authenticate your transaction.


Below are some frequently asked questions about Opay USSD code;

Can I Fund My Opay With USSD?

Yes you can, simply dial *955# and then select the option of funding your Opay account.

Does Opay Have USSD Code?

Yes Opay has USSD code that can enable you perform transactions at the comfort of your home. the code is *955#

What is the use of Opay

Opay just like all banks and Fintech company can be used to perform banking transactions at the comfort of your home. With Opay you can perform transactions like funds transfer, airtime purchase and much more.


Just like we said earlier on, with the Opay USSD code you can perform transactions at the comfort of your home. This implies that you don’t really have to rely on internet connection to perform your transactions.

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